Mortgage Loan strategies
A convenient and flexible option to settle credit card outstanding balance by mortgage loan
Up to 20% discount for refinancing with us *
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Mortgage Loan
Our mortgage consultant will deliver a comprehensive financial analysis and come up with professional proposals for our customers. We observe and understand our customers’ needs, and are good at providing the best tailor-made solutions to meet their financial needs, we will ensure that property owners get the most professional, reliable and flexible loan services. Our diverse mortgage plans include any residential buildings, industrial buildings, offices and properties under the home ownership scheme, on the security of a first mortgage or a second mortgage.
Our customers can enjoy
Our customers can enjoy
  1. Early repayment without penalty charge;
  2. Free of any handling charges;
  3. Flexible repayment period and method;
  4. Settlement by monthly installment or by bullet repayment or revolving plans #.
First Mortgage
Loan amount up to 80% appraised value of the properties for residential property, factories, office sectors and properties under the home ownership scheme, with premium loan interest rate offer.
Second Mortgage
You can arrange a property that has already been changed the first mortgage to secure another loan for a second mortgage worth up to 75% appraised value. You can receive the loan proceeds without providing the title deed of your property. The repayment period usually ranges from 1 month to 15 years, and to cope with your financial needs.
Refinancing of Mortgage Loan
You can transfer any existing mortgage loan in any other finance companies to us and enjoy up to 20% discount off your existing the interest rate, and a larger loan amount. The handling charges involed in the transfer can be waived.
Personal loan for properties under Home Ownership Scheme
Enjoy the same special benefits of second mortgage loan for properties under Home Ownership Scheme and Sandwich Class Housing Scheme, while you are not required to pay off the land premium.
Mortgage Loan by Property of to a jJoint-owner
You can apply for mortgage loan by charging your share in a jointly-owned property. During the application, you are not required to provide title deeds, and only one of the joint-owners is sufficient to proceed with the application.
Remarks
# Subject to our final approval based on loan application information available.
* (Subject to final discretion of Hao Tian Finance)
Personal Loan
Documentation such as ID card is not required for Loan application
Our personal loan specialist will provide a detailed plan of your financial requirement. We observe and understand our customers’ needs, and good at providing the best tailor-made solutions to meet their financial needs. We accept online applications, flexible income proof and provide speedy cash-out arrangement.

* (Subject to final discretion of Hao Tian Finance)
Mortgage Calcalator
Type of loan
Loan amount (HK$)
Annual interest rate (%)
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Monthly repayment amount (HK$)
Contact Us
Keith Lau
  • Mobile:(852) 5640 8381
  • Tel no:(852) 3521 4584
  • Email:This email address is being protected from spambots. You need JavaScript enabled to view it.
Rooms 1405-1412, 14/F, Sun Hung Kai Centre, 30 Harbour Road, Wanchai, HK
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Business Cooperation
Welcome for mortgage consultants, real estate agents, law firms and accounting firms and other business referrals. For each successful client referral, cash rebate will be provided.